Placing value on anything in this world is subjective.
There is no right or wrong answer to this question . . As the importance of having hair, and the financial means one has, will vary from person to person.
You could be a bald multi millionaire, who doesn’t give a rats ar*e about his appearance, and wouldn’t part with even the cheapest of surgeries in an attempt to get him some hair back.
Equally, you could have a minimum wage worker who deems the revival of his hair as such an important aspect to his life, that he spends his life saving towards surgeries with the best and most expensive clinics.
We, as a community of hair enthusiasts, naturally sway towards the mentality of the minimum wage worker in my example - however you have to acknowledge that is won’t be the case for everyone.
I have a friend for instance, NW6, late 30’s, and had planned a package deal to Turkey for something like £2000 all in, flights and accomodation - with the promise of getting his hair back. He wasn’t interested in paying more, because his philosophy was, if it doesn’t work out, he’ll just go back to shaving his head. So for him, he valued the potential opportunity of having hair again, to be worth no more than £2000 - this was his budget, and he was content with the roll of the dice attitude, of worst case scenario I’ll just be back to square one.
Just because I would never dream of taking that approach for myself, I couldn’t argue with his rationale.