This is exactly right.
I started fin with the hopes of being on it for a few years before likely proceeding with a HT. I experienced sides, however, and was unable to continue it.
Not having my MPB truly “stabilized” now makes me quite hesitant to pull the trigger on surgery. I’ve definitely lost ground since abandoning fin. And recovering from the sides has been a challenge.
With the benefit of hindsight, I definitely would not take fin if I had it to do over again.
And, I’m a physician, and do not believe I was biased towards SEs before starting fin.