I can't relay to those stories because I started losing my hair when I turned 29-30 years old but by contrast I would like to share a story of my best friend in college.
He was a somewhat good looking guy, nothing special by many people's standards but he had such a charisma, confidence and a great sense of humor. Anyways, we were all at the party and there were a few guys in there who's hair either started to recede or some guys were already around NW3-4 (my friend was one of these unlucky ones). After a few drinks too many, one of the drunken girls started making fun of the guys who's losing their hair (my friend wasn't right there, he was in another room). Anyways, I saw those guys faces and they looked extremely hurt. One guy had a very pale skin, so he just turned "lobster" color. Everyone of those guys were just standing there silent, taking the beating of their life. I couldn't stand it. I said something to that gils something like "you're the most shallow bitch on the planet" or something to that effect. She turned to me, laughing and saying that it doesn't concern me cause I still have hair but she added "well you never know, one of these days you will just like them ahahahah".
About 2 minutes later my friend comes into the room, he hears the conversation. He comes over to her and says "listen fatty and I MEAN FATTY, I'm sure you're hiding all your stretch marks under that skirt of yours, take a hike bitch"...even though I don't approved of that tone with a girl...he then turns around, finds 2 hottest chicks in the room, comes to them, french kisses one of them then french kisses her friend....long story short, he bangs them both that night.
The moral of this story is....have your confidence everything else will come together. My friend never had problems being who he is, getting any girl while being NW3-4 in his 20s.