Please do yourself a favor, slow down. It is not acceptable any so called clinic to ask for a down payment before even speaking to the doctor who will be slicing the back of your head open from ear to ear. Do you have at least a website for this doctor. I can only find minimal information about him. I can already see some red flags from what your posting. Take it from someone who was severely scarred and damaged from a transplant that was preformed by a clinic that had no business ever owning a scalpel. The money you spend will mean nothing to you in ten years or so but you'll have your transplant results forever, good or bad. I'm not making any judgment on this doctor but do your research my friend and get multiple opinions and on site consultations.