I like hearing when doctors put themselves in the shoes of a patient when giving advice. Kudos! Dr. Mohebi does that for me whenever I go back for more work, and it brings me back to Earth again.. he has recommended for me not to bring my hair line lower (it is the mature hairline he restored years ago). Anyway, I would also suggest shaving initially and see how you and your fiance feel about it. If it works for you, it is by far the easiest solution to this hair loss problem (no multiple HT's, no rogaine, no propecia, no anxiety). If it is not for you, you can always talk to another doctor as it is good to get second opinions. but overall, i liked your first doctor's advice very much. kudos to him.