This is one of the major reason why majority of men hesitate to try this drug Finasteride and loose their half battle against Male Pattern Baldness.
The side effects of Finasteride is blown out of proportion. Please do note that side effects are quite rare and it's easily reversible. In majority of men, it just works!!
Stop that snake oil and try Finasteride( FDA Approved)
Before jumping into Hair Transplants, it's always recommended to stay on Finasteride or Minoxidil for atleast a year or two. These drugs helps to slow down Hair loss.
My two cents, since you are visiting Mumbai - India, have an in person consultation with Eugenix (if possible get an appointment with Dr.Sethi) let them examine your scalp and clear your doubts.
Good Luck!