at the end of the day its your decision, if you want to get a hair transplant that is on you and nobody can stop you , a dr might refuse you for reasons they feel are legit like your advanced case and viability but its your choice, some drs will do it, Melvin says it best, what are you expectations , if they are reasonable and realize you will have a so so end result then go for it....as far as the white , try nizoral , probably dandruff.