@pupdaddy, hey man, thanks for sharing your thoughts. I have done my homework to a certain extent and for one - I'm certainly not going to do a FUT. I have thought about it for one year and hell no, I cannot create another problem right after the transplant (the solution) has remedied it.
As you have rightly pointed out, hair loss is progressive. What we are trying to do is to buy time.
Having said that, I was thinking to myself, in my 40s or 50s, (I have in mind on what hairstyle i can wear) and the worst case scenario is to shave my sides and my back with a #1 clipper.
At least I can safely say that hey well there is hair on my hairline, midscalp and crown.