Getting dental veneers is a pretty minor procedure with immediate results after the first few consultations. HTs can take up to 18 months for results, and if you experience shock loss it often gets worse before it gets better so I'd say they're pretty different from each other. I would definitely consider the meds. As some others have suggested, you might need to get a second HT for optimal results, but the meds can prevent you from getting a really crazy hair line later on down the road if you begin to lose more hair. Remember that HT results are not immediate so even if you have the money it can still be a pain in the butt. Meds aren't for everyone, but don't be too quick to write them off. And best of luck with your consultation.