OP I know exactly where you’re coming from, I spent my entire 20s alone I never had a girlfriend, I was never in a relationship and I didn’t have any friends (still don’t have any of those things as a matter of fact) you could say I wasted my 20s but I’m also not very social or outgoing either. Sure my hair loss didn’t start as early as yours did or wasn’t as aggressive but it still started in my 20s nonetheless. I was 25/26 when I noticed the first signs of hair loss, my hairline started receding very rapidly between ages 26-28 and I also had thinning on my crown at the same time. I have thick hair so even with my front thinning I was able to “hide it” when my hair was longer but that was a disaster with wind and rain. I finally met a girl for the first time that I really liked when I was 29 and she rejected me because of my receding hairline.
I also went to H&W for a transplant this year and at 7 months my hair still isn’t where I want it to be. I’m just going to focus on myself and plan it out for the long term hopefully my 30s will be better.