Regular Member BaLdEnStEiN Posted October 5, 2010 Regular Member Share Posted October 5, 2010 hello ladies & gents. I've booked a procedure with a reputable doc in december. I've booked the ticket, put down a deposit, and I've saved up about 9k but will need to find 9-10k by december. For the time being my credit is fair. I'll need to find the $$, but I'm not quite sure whether I should apply for credit cards, a personal loan, or for a cosmetic loan through chase. I'm not sure whether I'll be approved for that amount, so I'm pretty concerned. I will be receiving 9k in january, so I technically need the loan for less than a month, but the doctor needs full payment the day of the procedure. What suggestions do you guys have? Anyone know of any loansharks? Link to comment Share on other sites More sharing options...
Regular Member Rhino3 Posted October 5, 2010 Regular Member Share Posted October 5, 2010 Did the doctor offer you any financing options? I got a 1 year 0% interest loan from Care Credit. All I had to do was pay the minimum balance each month, which was around $30. In month 12 I paid the balance and in total didn't pay a dime more than the true cost of the HT. Link to comment Share on other sites More sharing options...
Regular Member BaLdEnStEiN Posted October 5, 2010 Author Regular Member Share Posted October 5, 2010 They dont directly offer financing, but they do accept loans from chase. Link to comment Share on other sites More sharing options...
Senior Member Spanker Posted October 5, 2010 Senior Member Share Posted October 5, 2010 How many grafts are you expecting for $18k??? I am an online representative for Dr. Raymond Konior who is an elite member of the Coalition of Independent Hair Restoration Physicians. View Dr. Konior's Website View Spanker's Website I am not a medical professional and my opinions should not be taken as medical advice. Link to comment Share on other sites More sharing options...
Regular Member BaLdEnStEiN Posted October 6, 2010 Author Regular Member Share Posted October 6, 2010 4,500 Link to comment Share on other sites More sharing options...
Senior Member Tom60 Posted October 6, 2010 Senior Member Share Posted October 6, 2010 ya mane. people often just put it on the credit card, so I would recommend doing that. Your doc didn't offer any finance plans? strange. Link to comment Share on other sites More sharing options...
Regular Member BaLdEnStEiN Posted October 8, 2010 Author Regular Member Share Posted October 8, 2010 are lending institutions more willing to offer loans for these procedures? Link to comment Share on other sites More sharing options...
Senior Member kathie47 Posted October 12, 2010 Senior Member Share Posted October 12, 2010 I wouldn't think so. Link to comment Share on other sites More sharing options...
Senior Member Tom60 Posted October 15, 2010 Senior Member Share Posted October 15, 2010 i second with kathie. i wouldnt think either. any other opinions? Link to comment Share on other sites More sharing options...
Senior Member RCWest Posted October 16, 2010 Senior Member Share Posted October 16, 2010 I've thought about going to my bank and borrowing against my car or house. Banks will tend to have the lowest interest rates. Finasteride 1.25 mg. daily Avodart 0.5 mg. daily Spironolactone 50 mg twice daily 5 mg. oral Minoxidil twice daily Biotin 1000 mcg daily Multi Vitamin daily Damn, with all the stuff you put in your hair are you like a negative NW1? Link to comment Share on other sites More sharing options...
Moderators Al - Moderator Posted October 18, 2010 Moderators Share Posted October 18, 2010 Another option is to go with a 3000 graft procedure rather than 4500. You can always go back later and have more done when you have more money saved. Al Forum Moderator (formerly BeHappy) I am a forum moderator for hairrestorationnetwork.com. I am not a Dr. and I do not work for any particular Dr. My opinions are my own and may not reflect the opinions of other moderators or the owner of this site. I am also a hair transplant patient and repair patient. You can view some of my repair journey here. Link to comment Share on other sites More sharing options...
Senior Member kathie47 Posted October 18, 2010 Senior Member Share Posted October 18, 2010 one surgery is enough for me lol. is this common for a lot of people? Link to comment Share on other sites More sharing options...
Regular Member BaLdEnStEiN Posted October 21, 2010 Author Regular Member Share Posted October 21, 2010 I've been able to secure a loan through chase, and I'm ready for december to come! Link to comment Share on other sites More sharing options...
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