@OP - just to say we understand how you’re feeling. And many of us can also understand budgetary concerns. But we’ve also seen guys who went to a bad surgeon and then have months of anxiety on this forum because they had a bad job.
It really is worth waiting longer to save more. BUT that doesn’t mean you should do nothing now. Most of the top surgeons have a waiting list of around, say 10 months. So you could pay a deposit now, wait for your time to come - use this wait time as an opportunity to save more, then pay the full (and increased amount that you’ve saved) a few weeks before the operation.
I’ve seen some good results from Bircan online, but it’s so easy to spin things, only show good results while ignoring bad ones etc. A friend of mine went to Bircan - he only wanted a hair transplant but came back with a hair and beard transplant. They actually encouraged him to get a beard transplant while he was there (he’d never considered it before). In my opinion it looks a mess, you can even see the incisions on his face. To me, that speaks volumes of the ethics of these places.
Conversely, Drs like Lorenzo in Spain, or Bisanga in Belgium, turn patients away if they’re not suitable, or insist on my conservative approaches (which give optimal long term results). These are the kind of doctors you want to pay your hard earned money for, ones that actually have ethics. I mean, they’re going to be operating on your literal head! Spend your money wisely.
Best of luck mate.