pedro45 Posted March 27, 2007 Share Posted March 27, 2007 My goodness, what a great forum, I'm so grateful for the responses to my initial post. And you know, what really sucked me into the Boseley ad was the offer of financing, so I ask you, with "coalition" doctors (not sure what that is yet) is there the possibility of some kind of financing either in-house or otherwise, a bank that specializes in these financing procedures? Thanks so much, Peter Link to comment Share on other sites More sharing options...
pedro45 Posted March 27, 2007 Author Share Posted March 27, 2007 My goodness, what a great forum, I'm so grateful for the responses to my initial post. And you know, what really sucked me into the Boseley ad was the offer of financing, so I ask you, with "coalition" doctors (not sure what that is yet) is there the possibility of some kind of financing either in-house or otherwise, a bank that specializes in these financing procedures? Thanks so much, Peter Link to comment Share on other sites More sharing options...
Senior Member MrJobi Posted March 27, 2007 Senior Member Share Posted March 27, 2007 Yes, Check with the doc and they have banks which offer a special financing plan for cosmetic surgery JOBI 1417 FUT - Dr. True 1476 FUT - Dr. True 2124 FUT - Dr. True 604 FUE - Dr. True My views are based on my personal experiences, research and objective observations. I am not a doctor. Total - 5621 FU's uncut! Link to comment Share on other sites More sharing options...
Senior Member YoungGuy Posted March 27, 2007 Senior Member Share Posted March 27, 2007 By the way, as I'm sure you already know, the rule of thumb with financing is to check with a bank or two first to find out the rate for a loan of the size you're looking for. Then you can ask the doctors about financing options and if the offer directly from the bank is cheaper, choose the bank. Link to comment Share on other sites More sharing options...
Senior Member hairbank Posted March 27, 2007 Senior Member Share Posted March 27, 2007 pedro- YG is right..............check with a local banker about rates/terms/fees before checking with the HT Doc you choose. Usually, it will be cheaper to borrow directly from a bank. Often times "payment plans" have astronomically high interest rates. I do believe most of the clinics offer some sort of financing if you're not able to find what you're looking for at a bank. Another option............a 0% (or low interest) credit card. Many have 0% for 1 year or more. If you can afford to make a decent sized payment you can end up paying 0 interest. Hairbank 1st HT 1-18-05 - 1200 FUT's 2nd HT 2-15-06 - 3886 FUT's Dr. Wong 3rd HT 4-24-08 - 2415 FUT's Dr. Wong GRAND TOTAL: 7501 GRAFTS current regimen: 1.25mg finasteride every other day My Hair Loss Weblog Disclaimer: I'm not a Doctor (and have never played one on TV ) and have no medical training. Any information I share here is in an effort to help those who don't like hair loss. Link to comment Share on other sites More sharing options...
Regular Member AndrewYoung Posted April 6, 2007 Regular Member Share Posted April 6, 2007 While I didn't take the financing, and personally, I think you should have the money saved before looking at financing something like this (what better motivation to save!), MHR offered financing options. If I recall the consult, they were offering 0% for three months. Now, as a former banker, I can tell you, most don't pay off in three months and if you don't the interest rate (typically not cheap) reverts back to day one. It's basically no different than the sofa store or used car offers. I don't think this is necessarily a negative reflection on any doctor that provides this option - it's usually just a convenience item that perhaps gets you into them quicker than you would have and actually probably costs the doc something if you do pay it off in the 0% financing period. Just check the fine print and know what you are getting, or better yet, start the Propecia and start saving. My Hair Loss Blog Link to comment Share on other sites More sharing options...
Guest Posted April 7, 2007 Share Posted April 7, 2007 My potential doc offers 18 months no finance charge. Using other peoples money, I'll take that deal all day while my money collects interest in a 5% cd off setting some of the cost! Link to comment Share on other sites More sharing options...
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