Mr. G - At 22 years old, I'd recommend forgetting about hair transplantation for the next 5-10 years. Try the non-surgical solutions such as propecia/proscar and rogaine.
It sucks losing it at a young age, but trust me, you'll see many of your buddies, co-workers, etc. also experience hair loss in your next 5-10 yrs. Work on other areas that will increase your self confidence and that you have greater control over; such as further developing your career, physical fitness, etc.
An HT at 22 has higher risks. Losing hair at that age most likely means that you'll end up with a higher degree of future loss, NW5-7. In the future, when the time is right and you've stabilized your loss w/ propecia, pick a doctor that has a long track record of proven results, not Bosely...