I think most people with hairloss have a hard time at the start, as its the shock of it all. I didnt notice my loss until around 27, by that time I'd be going out drinking for 10 years and felt I had enough of that sort of life.
I think when you lose your hair in the teens and early 20's it must be very tough because thats the sort of age your self image is important for attracting girls etc...
Thankfully I'd got all that out of my system, not that I didnt want to feel attractive to the opposite sex but I felt other things were more important as I reached my 30's.
Now I'm 35 I think I view it in a more balanced way, there are many things more important than hair and I really only think about it when I'm bored lol.
I have lost most of my hair on top but I brush my hair down to cover it, its not perfect but I prefer my hair brushed down anyway. I have a very high hairline so its king of tough to grow my hair long enough to look right.
Here's a pic:-
I know I wont be able to carry on forever (although you never know lol), but a transplant is a possibilit, I have the money but not the will, I'm also scared of fins sides. I did try toppik and was very happy with the results but dont think I need it...yet!
What is very important is perspective.