Try to calm down buddy, you look depressed and hopeless.
How bald is ur head, u are not blind, deaf, kidney not working etc.
So, having a bald head is not the end of the world. I know how it feels since i have a hairloss as well, but it's mroe ur feelings than felt for u by others! remember this sentence.
I don't know about shampoos, but i use pantene or garnier..they don't stop my hairloss, but it's fine.
If u think it's huge money, and thinking of personal loan just for that, forget it. it's not worth. filled head with personal loans in heart is rather not something to be proud of. When u have eanough money, talk to Dr. madhu.
But get out of this desperation u have...u don't have any exceptional medical problems, just a genetic disorder which occupies almost 90% of men at some stage.