Hello, friends
I'm planning to pay for my Eugenix surgery using wire transfer. Surfing through the forum I've encountered several use cases of doing it via Wise (Transferwise), however the opinions differ - from seamless experience to a turmoil.
I've inspected the steps of the payment process and I'm confused about a subset of things. Most likely my confusion origins in me being a Wise newbie (just registered an account this morning), but probably figuring this out here in public will be helpful to me and to whoever finds this post searching by keywords (and I've tried to use a lot of them in the title).
So, the process looks like this (I've obscured the account numbers in case if it is not public information).
1. First you add Eugenix as a recipient. Wise asked for the following info: currency, recipient type (person/business), name, IFSC Code, account number.
2. Then you start the transfer process by specifying the amount
3. Wise asks you for the reason, which is the dropdown list with static options. The most suitable is Medical Expenses
4. Then you review the details and can provide the reference. After that it takes you directly to payment
I was confused by the following:
1. Eugenix provided me a bunch of details, that Wise was not interested in: Branch, Swift code HDFC Branch Gurgaon, Bank Address, Eugenix Address. Is it ok that part of the data is not essential for the wire transfer, that Wise does not ask for it?
2. Eugenix explicitly mentioned to specify the purpose code as HEALTH SERVICES P1108 to guarantee a seamless wire transfer delivery. However I didn't find where to specify this code. Is picking Medical Expenses as transfer reason enough for that?
3. What should I provide in the reference field to associate the payment with myself? My first and last name?
4. How long it takes the wire transfer to reach Eugenix? I was thinking to make a small test transfer to check if everything goes ok, but I've read here, that some people had their transfer being "in limbo" for weeks before arriving to Eugenix.
5. Is there anything I need to know besides everything above?
Any feedback on these questions would be really appreciated, especially from the ones, who've already paid for Eugenix surgery using Wise. And if Eugenix representatives see this post and have some insights (especially on #1, #2 and #3), I will be really grateful.