@GatsbyThanks mate! I will go to another doctor and be a bit more forceful to get the script. I did originally look into the Aussie surgeons and I'm so happy I found this forum because everything I've read is exactly what you've said. I can't believe they can be so bad.. but I guess the whole industry seems pretty shady which is what makes it so hard to find decent advice anywhere.
Also, thanks heaps to @NARMAK, @mafpe, and @Mike10 for the discussion on Fin and the side effects. My wife is more concerned than I am on that front but it's definitely something I'll be keeping an eye on. The doctors I spoke to were dismissive instantly due to the side effects but it does seem like so many people are using this drug.
Do you guys think that I should give the meds a go first and then see how that goes before looking into a HT? Any idea how long should I wait before making that call? Also, is there anything to look for that might be an important to note in making a decision for or against a HT?
Another thing, @Euphoriamentioned that the other two meds, min and ketaconazole with fin might work to regrow the hair, is this something I should be jumping on straight away with the finasteride?
Thanks so much to everyone for your replies, I'm so happy I found this forum!