Hey Wing definately stay away from that clinic that said no consult......they just want your money. the good thing about this site is that you will be able to find a good doctor on here and not have to really worry about the outcome. I just booked a procedure in October with Dr. Wong from Hasson & Wong after doing tons of research. I to am on a budget and at the end of the day decided to finance part of my surgery because I dont want have to worry about the outcome so the extra money is worth it.....in that I am confident in the Dr. I picked and the results that I saw. If you cut corners and some dr. screws you up, you will be paying alot more in the end just to try and repair the work. There are some great doctors on here at fair prices like H&W, Dr. Rahal, Dr. Feller, Dr. Shapiro and the list goes on. Consult with some over the phone and send pics online to them, that's what I did. Also dont be afraid to travel to get the procedure done. I am traveling across the country and literally into another country to get my transplant done. Usually any good doctor will give you an allowance to cover airfare and hotel stay. Sorry to ramble on and I hoep this helps a little. If you have any questions at all let me know because I have been through what you are going through right now and know how it feels.