MarkyGras

I'd highly recommend staying away from the typical finance places (Chase Health Advance, Carecredit). I reviewed their ratings with the Better Business Bureau and their complaints seemed pretty typical to those low-level "cash-stores" you see in strip malls. The most common complaint is that if they make some sort of error (if automatic billing misses the deadline due to time-zone differences, or their operator hits a typo, or any other mistake on their end), you're the one who's penalized (huge late fees, 0% to 29.99% interest increase, heck - there's even a penalty for paying it off early!). My advice (and what I'll be doing for my HT this May) is to finance via credit card. Go to a site like nerdwallet.com, and find the visa/mastercards that offer 0%APR on purchases for an intro period (21 to 15 months). The government has loads of consumer-protection regulations governing these guys that don't extend to the private financing institutions like chase and carecredit.

Thanks all. I'll check to see if my doctor is using an antibiotic scrub - if not, I'll pick up a shampoo to use the day of (and maybe the day beforehand).

Did your doctor recommend an antiseptic/antibacterial shampoo for use prior to your surgery? A few websites recommend using one for 1-3 days prior to a HT. My procedure is scheduled in about 4 weeks. Does anybody have a recommendation for a particular brand, etc? Do you think it's really needed at all?