How did you pay for it?

[Mikey79]

I am not a rich person, I will have to finance the whole thing. What about you? Anyone paid cash?

[Mikey79]

I am not a rich person, I will have to finance the whole thing. What about you? Anyone paid cash?

[Maxxy]

I hit lucky, lol.

 

I got approved for a loan, my father shares the same name - opened the approval letter by mistake, nearly had a stroke at the interest (28%) and offered to loan me the money.

[aaron1234]

I'm a grad student. I split the costs with my mommy. My dad still doesn't know about it. He wouldn't have approved, but he just doesn't understand because he's twice my age and has a full head of hair.

[Eman]

If I were you, I would save as much as I can for say a year and if you are still wanting to move forward with a HT then go for it. If you decide to not go forward at that time, you have money in the bank!

 

A loan will simply add to the overall cost of the procedure due to interest and fees that are associated with a loan. I paid cash and it was hard to let go of that kind of money, but the cost of the procedure is what I paid, nothing more.

[latinlotus]

Eman:

A very wise suggestion.

 

Mikey79:

In addition, if you wait a year, you would know whether Propecia work or not.

[Bill - Seemiller]

Mikey,

 

Saving money is a good idea whether or not you are going to eventually spend it on a hair transplant, a new car, etc. Saving should hopefully be part of your lifestyle.

 

However, most people don't buy expensive items with hard cold cash. Therefore there are a number of financing options you can consider, including credit card loans, personal bank loans, home equity loans, etc. Some hair restoration clinics will offer financing options as well.

 

Be sure to consider the long term before undergoing your first hair transplant procedure. A long term hair restoration plan should be worked out with your surgeon and sound financial planning is a part of any good hair plan.

 

Best wishes,

 

Bill

[hairthere]

i took a capital one cosmetic surgery loan at 0% ineterest for 18 months. if you have good credit you should be able to negotiate the terms you want.

[Mikey79]

there is a cosmetic surgery loan? WoW, I did not know of such thing. I check it out.

[hairthere]

http://www.capitalonehealthcarefinance.com/cosmetic/

 

also checkout carecredit.com they specialize in health care loans as well.

[Mikey79]

I just did thank you, it says 1.9-25% I am assuming it depends on your credit

[hairthere]

yes, having good credit will help lower the apr. i suggest telling them what you are looking for. sometimes they will work with you. good luck.