its more of a mental thing, i would ofc want to pay less, but i dont want to travel after getting a transplant, ppl seeing it, along w everyone around me knowing about it, etc. based on my schedule now, i see family about once a couple months, and i can push it out a bit when i get my transplant. honestly, my hair looks fine when its down so i doubt anyone will notice, along with friends. i mainly just want to be discreet and since i have the money to do so, and it feels like a pretty simple process, ill likely get one in the U.S.
also: my hairline has been my biggest insecurity so like its worth it for me yk, i honestly first thought it was too cheap to get rid of such a worry. so really it just depends on how much u value it and ofc convenience etc